San Francisco Auto Accident Lawyers/Attorneys

San Francisco Car Accident Lawyers
Helping Those Harmed by Uninsured Motorists

When people are involved in San Francisco car accidents, one of the first steps that they often take is to file the necessary claims with their insurance companies.  This step begins the process of obtaining a settlement from the insurance carrier of the responsible party so that damages that were incurred can be paid.

Unfortunately, estimates indicate that as many as 20 percent of American drivers are not insured, and that does not take into account those who do not have enough coverage.  Anyone who has been harmed in an accident with an uninsured motorist needs to seek the immediate help of experienced San Francisco car accident lawyers.  Below is a brief overview of this issue.

Uninsured Motorist Coverage

When someone realizes that he or she has been harmed in a San Francisco car accident by someone who does not have insurance, that person may need to review his or her own coverage.  That’s because many people choose to purchase what’s known as uninsured motorist coverage.  This form of coverage is designed to provide protection for drivers who find themselves in this exact situation.  The insurance provider of the person who has been harmed by an uninsured motorist would then be required to provide coverage to the injured driver.

All too often, this type of coverage is not provided by that insurance carrier.  Claims are delayed or denied altogether for any number of stated reasons.  This could give rise to a bad faith insurance claim if there is no valid reason for the denial of a claim, and pursuing justice in this regard will likely require the help of a San Francisco car accident attorney.

California Personal Injury Lawsuits

In addition to pursuing a recovery from the injured party’s own insurance coverage, someone in this position can also pursue recovery by naming the at-fault driver personally as the defendant in a California personal injury lawsuit.  Any damages that are awarded as a result of the claim would need to be recovered from the personal assets of the defendant, and this often means that there is little that can be done to actually realize that recovery.

Therefore, it should be clear to anyone that this is far from a desirable situation to encounter.  If you or someone you love has been harmed in an accident by an uninsured motorist, you need to take immediate steps to protect your legal rights.  Contact the San Francisco car accident lawyers at the Scarlett Law Group today to schedule a free initial consultation.